Why the 5-Year Rule Matters When Thinking About Buying a Home

If you’re on the fence about buying a home because you're unsure about where home prices are headed, here’s something to consider: experts are saying the outlook is positive—and that matters if you’re thinking long-term.

According to data from the Home Price Expectations Survey by Pulsenomics, a group of over 100 housing market experts expects home values to continue rising steadily over the next five years. That means real estate remains one of the most reliable ways to grow your wealth over time.

Here’s what the projections look like:

• 2025: Home prices are expected to rise.

• 2026–2029: Continued appreciation is forecast each year.
  

Cumulatively, over the next five years, the average home could increase in value by over 21%. That’s a significant jump—and a clear reason why waiting too long to buy might cost you more in the long run.

So, What Does That Mean for You?

If you're planning to stay in your next home for at least five years, this trend is in your favor. Not only can you avoid the rising costs of renting, but you also have the opportunity to build equity as prices climb.

Think of it this way: when you own, your monthly payments go toward something you’re building—not just something you’re using. Over time, that equity can become a stepping stone toward your next home, an investment property, or financial security.

Bottom Line

The 5-Year Rule is simple: if you're planning to stay put for a few years, homeownership is a smart move. The longer you hold onto the property, the more potential you have to benefit from rising home values. If you’ve been waiting for a “perfect time” to buy—this might just be it.

Let’s talk about your goals and how we can turn this market trend into an opportunity for you.