Two key factors will define the 2022 housing market: inflation and rapidly rising mortgage rates. And, in many ways, it has reset the market.Mortgage rates more than doubled this year as the Federal Reserve (the Fed) took action to combat inflation, which has never happened in a calendar year. This had a knock-on effect on buyer activity, the supply-demand balance, and, ultimately, home prices. As a result of these changes, some buyers and sellers postponed their plans and de

There are many people thinking about buying a home, but with everything affecting the economy, some are wondering if it’s a smart decision to buy now or if it makes more sense to wait it out. If you’re in that position, remember that it’s important to consider not just what’s happening today but also what benefits you may gain in the long run. You should be aware that the hyper-competitive market has cooled this year as buyer demand has slowed and housing supply has increased

Renting out your condo unit can be an excellent way to generate passive income, but being a landlord is difficult. It takes a lot of hard work and dedication to become a good landlord who will give you not only money but also satisfaction and that coveted five-star rating. Being a good landlord encourages short-term renters to return and long-term renters to stay. Here are some pointers to help you become a great landlord. Make a Welcome Note Some may find it too cheesy, but

In some ways, the way Guam celebrates Christmas differs from traditional customs and legend. Guam celebrates the holiday season with a Christmas Fiesta. Many different meals are shared, ranging from desserts such as Roskette (similar to a shortbread cookie) and Latiya (sponge cake topped with vanilla pudding and a sprinkle of cinnamon) to Chicken Empanadas and a wide variety of savory stews! While some Christmas traditions have been adapted for life on a resort island, others